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Life is Unpredictable - Protect What Matters Most

Your mortgage is a long-term commitment. Let’s make sure you’re covered if life takes an unexpected turn.

What Are Protection Products?

Protection can be confusing. We want to make sure you have full understanding of all products offered to you whilst working with DSG Home Finance.

Check out this short video which breaks down the need for protection and explains some of the product we offer such as:

Family Income Benefit

Life Insurance

Critical Illness Cover

Income Protection

With many other products to suit your situation...

Family gathering

Popular Products

These are the most popular and most important protection products to purchase alongside a mortgage to ensure protection in any future situations that can effect your income and ability to pay your mortgage.

Life Insurance

What is it: Pays out a lump sum if you pass away during your mortgage term.
Who its for: Essential if you have dependents relying on your income.
Average Cost: £28 per month

Critical Illness Cover

What is it: Provides a tax-free lump sum if diagnosed with a qualifying critical illness, helping cover medical expenses and lifestyle adjustments.
Who its for: Recommended for those with a family history of serious illnesses who want extra financial security.
Average Cost: £30 per month

Income Protection

What is it: Replaces a portion of your income if you're unable to work due to illness or injury.
Who its for: Ideal for individuals who rely on their monthly earnings to meet day-to-day expenses.
Average Cost: £25 per month

Mortgage Insurance

What is it: Ensures your mortgage repayments are covered in the event of unexpected job loss or health issues.
Who its for: Great for homeowners looking to safeguard their property investments amidst unforeseen circumstances.
Average Cost: £32 per month

How to Choose the Right Protection

Your protection plan starts with understanding what matters most. Think about your biggest financial responsibilities: your mortgage repayments, supporting your family, or covering medical costs if you're unable to work.

Ask yourself:

  • What would happen if my income stopped suddenly?
  • How would my family cope if I couldn't pay the mortgage?
  • Do I have savings to fall back on?

This isn't about dwelling on the worst-case scenario — it's about building a safety net so you can live with confidence. David will help you pinpoint risks you might not have considered.

1

Assess Your Risks

What keeps you up at night? Job stability, health, or family security?

2

Match to Products

We'll pair your needs with the right mix of cover — no jargon, just clarity.

3

Tailor the Details

Adjust coverage amounts and terms to fit your budget.

Backed by Industry Leaders

David partners exclusively with award-winning industry leaders — including, life insurance, and home protection specialists—to ensure you receive tailored, reliable solutions. Every provider is vetted for exceptional service, flexible products, and proven claims support, so your mortgage journey stays secure at every step.

Frequently Asked Questions

Got questions about protection insurance? Our FAQ section covers the most common queries about life insurance, critical illness cover, and income protection. Find clear answers about how to protect yourself, your family, and your home with the right coverage for your needs.

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Contact

139 Westbrook Avenue

Margate, Kent

CT9 5HH

DSG Home Finance

Important Information: DSG Home Finance LTD is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on your mortgage. As with all insurance policies, conditions and exclusions will apply.

There may be a fee for arranging a mortgage this will typically be £599 and is payable upon the completion of your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority. Privacy & Cookie Policy.

Registered Company Number: 4678744. Registered in England & Wales. FCA Number: 412162

Registered Address: 139 Westbrook Avenue, Margate, Kent, CT9 5HH, United Kingdom

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